Personal Risk Insurance options in New Zealand

Insurance Products– For Addressing Life’s Uncertainties

Worried about the unexpected?

Want to protect yourself from whatever life throws at you?

Hencoz Financial Services is here to help. Our Insurance products offer you peace of mind when you need it most

Life Insurance

Life is unpredictable, but with sound-regulated advice from Hencoz, we can secure your family’s financial future with the correct product for your needs.

Don’t wait – ensure your loved ones are safeguarded against life’s uncertainties with our expertly crafted life insurance solutions.

Life insurance pays out a lump sum if you die or become terminally ill.

Our Products offer:

Repatriation benefits
Early release of some of the funds for the cost of a funeral

Comprehensive Trauma Cover

Hencoz Financial Services understands the challenges life presents. With Comprehensive Trauma Cover, we provide financial safety nets during tough times.

Trauma Cover will pay out a lump sum upon diagnosing one of several serious conditions and critical illnesses. Our solutions ensure you can face adversity without compromising your financial stability and allow you to recover from serious illness or injury without worrying about the financial burden it may cause.

Our products ensure you can face adversity without compromising your financial stability. Prepare for the unexpected with Hencoz’s comprehensive trauma cover.

Disability Insurance

Navigating life’s complexities is easier with Hencoz’s Disability Insurance.

Total and Permanent Disability Insurance pays a lump sum if the insured suffers from illness or injury that totally or partially incapacitates them, preventing them from working.

Becoming permanently disabled can be a life-altering event, impacting not only your physical and emotional well-being but also your financial stability. We are here to help you find the right disability insurance solution to meet your specific needs and to provide you with the peace of mind you deserve.

Income Protection Insurance

Secure your financial stability with Income Protection Insurance from Hencoz. In the event of illness or injury hindering your ability to work, an income protection policy provides monthly payments to cover essential commitments if you are unable to work due to injury or illness. There are multiple options available that will provide you cover regardless of whether you are a salary or wage worker, self-employed or run your own business.

Our expert advisors guide you in choosing the right plan, tailored to your needs. For more details, visit our Income Protection page. We're here to support you when you need it most.

Redundancy Insurance

Shield your financial security with Redundancy Insurance from Hencoz. If you face job loss, Redundancy Insurance offers essential monthly payments to cover ongoing commitments. Our expert advisors help you select the right plan for your needs. For more details, click here. Count on Hencoz to support you during uncertain times.

Why Use a Financial Advisor for Your Insurance?

Freedom:
Financial Advisors aren’t limited to products from one insurer, providing a wider range of options.
Knowledge:
Stay informed on industry trends and developments with our experienced Financial Advisor.
Resources:
Access loss control advice, legal guidance, and efficient insurance administration.
Impartiality:
Our Financial Advisor independently represents you, ensuring unbiased advice and competitive premiums.